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Universal Life InsuranceWhether your goal is to provide peace of mind for your family, protect your financial assets, fund retirement, or simply to determine the financial stability of an insurance company, you've come to the right place. This resource center features quick links to state and federal regulators, as well as to companies that provide financial and operating information about insurance carriers. Informative articles and other insurance resources are also here to help you achieve your goals.

Make Your Money Work Harder!

With interest rates at 40-year lows and uncertainty in the stock market, annuities offer a refreshing investment alternative. Outperforming bank interest rates while preserving your hard-earned principal, annuities are a tax-deferred investment that can help you grow more money for retirement. Get a FREE Annuity Quote!

Will You Need Long Term Care?

Your personal risk of needing long-term care depends on many factors. The longer you live, the more likely it is that you will need long-term care. Women are at a much higher risk of needing to pay for formal long-term care. If family members are unable to provide care, and you cannot pay someone to take care of you, then a nursing home may be the only available option. If you know that certain health conditions run in your family, you may have a greater risk of needing long-term care than another person of the same age and gender. Get a FREE Long Term Care Quote!

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Library of Insurance Articles:

Our library of insurance articles suggest possible insurance solutions to needs that are triggered by evolving life stages and events.

A.M. Best Insurance Company Search:

Search A.M. Best's extensive database of nearly 6,000 life/health, property/casualty, and international insurance companies.

Life and Health Insurance Carriers:

We have compiled an extensive list of life and health insurance carriers for your convenience.

Government Resources:

Each state has its own department or division of insurance which regulates, investigates and audits insurance businesses to ensure that companies remain solvent and meet their obligations to insurance policyholders. State Insurance Regulators are here to protect you and assist you with questions or complaints.

What if you own a Variable Life contract? Under these contracts, part of the premiums paid can be allocated among several types of underlying investment accounts, wherein the cash value is determined by the performance of those investments. Accordingly, Variable Life contracts require that you review a prospectus before investing money, and are regulated by the U.S. Securities and Exchange Commission.

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