Phoenix Arizona Life Insurance Agency

Phoenix, the capital city of Arizona, is the largest state capital in the United States, with a greater population than any other state capital or Washington, D.C. But its a young city, with more than 50 percent of the population is between 18 and 54 years of age. Life Insurance. Net has offered universal and term life insurance for Phoenix Arizona residents since August 2003. Our life insurance carriers for Arizona include Lincoln Benefit Life Insurance, Banner Life Insurance, TransAmerica, MetLife, American General, SBLI, Protective, ING Reliastar life insurance, North American, Prudential and Mutual of Omaha.

Complete our online life insurance quote form for Phoenix AZ residents, or Call us direct at (480) 467-3105 and we can review with you the various types of life insurance available. Our Arizona license number is 158738 We can help you determine both the type of policy and the amount of coverage needed to provide proper protection for your family. We’ll help you complete your application, we’ll send a nurse to provide your free insurance physical exam, and we’ll shepherd your application through the underwriting process until. Whether you live in the center of town, or miles out in Red Rock country, we can help you get the best possible coverage at the best possible price.

Quick Fact: Phoenix originated in 1866 as a hay camp to supply Camp McDowell, serving the United States Calvary stationed here to control the Yavapai and Apache Indians.

Get a QUICK Arizona Life Insurance Quote from these featured Insurance Carriers:

Life Insurance . Net Contact info for Phoenix Arizona

Call us direct at (480) 467-3105 or Toll Free at (800)958-0028.

We offer term life insurance quotes for Arizona residents in Phoenix

Other Arizona insurance resources:
Arizona Department of Insurance Consumer Resources
(602) 364-2499 or
(800) 325-2548 (In Arizona but outside the Phoenix area)
(602) 364-2977 (Spanish)
(602) 364-2505 (Fax)

Lookup insurance carriers authorized in Arizona

Tax Treatment of Arizona Life Insurance Policies

According to the American Council of Life Insurers, if a policy owner is careful to pay their life insurance premiums with with after tax dollars—(there is no deduction for premiums paid) then the payout of life insurance death benefits to the beneficiaries is tax free on both a federal and state basis in Arizona.

Earnings on a permanent life insurance policy’s cash value are not taxed as long as the policy remains in force. However, if a policyholder gives up his or her insurance protection, earnings in excess of the total premiums paid are subject to tax. Many carriers have provisions in their permanent policies to reduce the face amount if necessary to keep the policy in force until death to prevent the cash distributions from becoming taxable. You should consult with both your tax professional and an Arizona life insurance agent (that would be us) for details.

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2 Responses to “Phoenix Arizona Life Insurance Agency”

  1. carol junsay says:

    This site is beneficial for understanding life insurance companies. Your site provided updated information, and is very helpful. I”m glad to see that you are available for me here in Phoenix. I’ll call you and see if you can help me get a policy in place for my family.