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A well-planned life insurance policy enables your loved ones to cover their immediate cash needs in the event of your death, but should also replace your income so that your family maintains their current standard of living. We believe in providing families with a benefit that can be invested conservatively, generating interest earnings sufficient to pay monthly expenses.

Life Insurance.net is the easy way to get a Term, Whole,or Universal Life Insurance quote that's designed for you. We invite you to take the first step toward a more secure future!

Tobacco or Not Tobacco – That is the (Life Insurance) Question

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Can you find the smoker in this picture?
Michael is having a great day, in the middle of a great month. He lights up a celebratory cigar and grabs a beer. His buddy James won’t light up with him, because James quit smoking almost a year ago, and doesn’t want to touch any tobacco product. So who do you guess is the smoker?

JAMES. Read more »

Life Insurance Medical Exam

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One of the first steps in getting life insurance is taking your insurance physical. For most carriers it is a simple exam that can take place in your home or office. You will generally be asked to give a blood and urine sample, and in some cases you will be need to have an EKG. The EKG is a simple test of your heart’s rhythm. The nurse will put half a dozen small stickers on your legs and chest, snap on small data cables and hook up an EKG printer which will record your hearts pattern. If you are marginally overweight, you might benefit from standing tall and doing your weigh in wearing only shorts or underwear. Read more »

Simple Life Insurance Needs Analysis

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One of the primary uses of life insurance is a replacement of income in the event of an untimely death. In most cases a term life insurance policy is the most effective tool for this kind of “disaster management” insurance policy. The question then arises, How much insurance do you need? Simply put, you need to leave your spouse enough to cover the shortfall between the working cash she’ll earn, inherit or win in Vegas and the costs she’s likely to face over the rest of her life. Here’s a quick 2 minute estimator: Read more »

About LifeInsurance.net

Founded in 1996, LifeInsurance.net makes it easier than ever to save on life insurance. We give consumers access to a large group of highly-rated insurance companies that deliver value, financial security and peace of mind. And LifeInsurance.net is is committed to strong privacy standards — your personal information is strictly confidential and is shared with only one licensed professional who will make sure that your quote matches your individual needs.

We believe that an educated consumer is better equipped to ask the right questions and to find an appropriate insurance solution than one who is not. To this end, our life insurance educational center helps consumers assess their financial priorities and identify the types of life insurance, such as term life insurance and whole life insurance, that meet their needs. We combine essential tools for online investigation of insurance needs, such as an income replacement calculator, a library of life insurance articles that address insurance needs at different life stages, and links to other insurance and financial resources online.