You ask anyone on the street whether you should have life insurance and they will almost always say yes. Why? Because everyone is going to die at some point. But is mortality enough of a reason to buy?
No.
If you are 22 years old with no family or dependents you don’t necessarily need a life insurance policy and certainly not a large one. But what if you have a decent job, a spouse, a couple of kids and a mortgage. You are the primary wage earner. If you were no longer around could your spouse keep the house? Could your kids go to college? Would it be hard to buy food and clothes? For you, life insurance is not only reasonable, its almost negligent not to have it. Read more »


