North Carolina Term and Universal Life Insurance

North Carolina Life Insurance Resources

Term Life Insurance pays a specific lump sum to your designated beneficiary if you die within the period covered by the policy. The North Carolina Term and Universal Life Insurance policy protects your family by providing money they can invest to replace your salary, and to cover immediate expenses incurred by your death. Term Insurance is best for young, growing families, whose financial needs are especially high but whose resources are often insufficient to cover those needs.

North Carolina Department of Insurance – The state insurance department website includes consumer and licensee resources including a listing of all licensed life insurance agents and companies which make up the North Carolina Life insurance market.

North Carolina Life & Health Insurance Guaranty Association: The state life insurance guaranty association works to guarantee the safety of all North Carolina Life Insurance coverage, even in the face of an insolvency by a member life insurance company.


North Carolina Life Insurance Company Ratings: AM Best is the most prominent ratings company reviewing North Carolina Life Insurance Companies based on their ability to pay claims. At Life Insurance.Net we work only with A and A+ rated life insurance companies.

Here is a complete list of the State Departments of Insurance

Learn more about our wonderful state. Check out Netstate’s North Carolina State Almanac
Our life insurance agents service all communities in North Carolina including:

  • Charlotte
  • Raleigh
  • Greensboro
  • Winston-Salem
  • Durham

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