Nebraska Term and Universal Life Insurance

Nebraska Life Insurance Resources

Life insurance is a contract between you and an insurance company and is a way to protect your family in case of your death, by providing funds to pay outstanding bills, taxes and income loss. Under a Term Life contract, the insurance company promises to pay your beneficiaries a sum of money in the event that you die within a period of time defined in the contract (such as 5, 10, 15, 20 or 30 years). Under a Permanent Life contract, a portion of the money you pay in premiums is invested in a fund that earns interest on a tax-deferred basis. Over time, your policy will accumulate a “cash value” that you can use. For instance, you can borrow against the value of your policy. Moreover, you can design a Permanent Life contract that will accumulate enough cash so as to be “paid up” by a certain age (e.g., “Paid Up Age 65”). To learn more, you can get Nebraska Term and Universal Life Insurance

Nebraska Department of Insurance:   The state insurance department website includes consumer and licensee resources including a listing of all licensed life insurance agents and companies which make up the Nebraska Life insurance market.

Nebraska Life & Health Insurance Guaranty Fund – The state life insurance guaranty association works to guarantee the safety of all Nebraska Life Insurance coverage, even in the face of an insolvency by a member life insurance company.


Nebraska Life Insurance Company Ratings – AM Best is the most prominent ratings company reviewing Nebraska Life Insurance Companies based on their ability to pay claims. At Life Insurance.Net we work only with A and A+ rated life insurance companies.

Here is a complete list of the State Departments of Insurance

Learn more about our wonderful state. Check out Netstate’s Nebraska State Almanac

Our life insurance agents service all communities in Nebraska including:

  • Omaha
  • Lincoln
  • Bellevue
  • Grand Island
  • Kearney

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