Michigan Term and Universal Life Insurance

Michigan Life Insurance Resources

Clearly, life insurance has many uses. Its main use for families is to protect dependents from the financial burden of the early death of a breadwinner. About seventy percent of American adults have some form of life insurance.

Without a breadwinner, a family may not be able to meet mortgage payments, provide for college, or prepare for retirement. Moreover, families with young children often have the greatest need for Michigan Term and Universal Life Insurance. If both spouses work outside the home the loss of even one income may cause the family tremendous financial hardship.

Michigan Department of Insurance: The state insurance department website includes consumer and licensee resources including a listing of all licensed life insurance agents and companies which make up the Michigan Life insurance market..
Department of Insurance

Michigan Life & Health Insurance Guaranty Association: The state life insurance guaranty association works to guarantee the safety of all Michigan Life Insurance coverage, even in the face of an insolvency by a member life insurance company.
Life Insurance Guaranty Association


Michigan Life Insurance Company Ratings: AM Best is the most prominent ratings company reviewing Michigan Life Insurance Companies based on their ability to pay claims. At Life Insurance.Net we work only with A and A+ rated life insurance companies.
Life Insurance Carrier Ratings

Here is a complete list of the State Departments of Insurance

Learn more about our wonderful state. Check out Netstate’s Michigan State Almanac
Our life insurance agents service all communities in Michigan including:

  • Detroit
  • Grand Rapids
  • Warren
  • Sterling Heights
  • Lansing

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