Kentucky Term and Universal Life Insurance

Kentucky Life Insurance Resources

When you use Kentucky Term and Universal Life Insurance to replace income for your survivors, you might need to replace that income for a lifetime. If the surviving family was a two-income family, it takes time to adjust to one paycheck. If the insured was the sole wage earner with young children at home, the surviving spouse may need

  • Income while children under age 18 are still at home and dependent
  • Funds to meet college expenses
  • Income after the youngest child reaches age 18 until the surviving spouse reaches retirement
  • Additional income after the survivor retires and receives Social Security or a pension.

Kentucky Department of Insurance  – The state insurance department website includes consumer and licensee resources including a listing of all licensed life insurance agents and companies which make up the Kentucky Life insurance market.

Kentucky Life & Health Insurance Protection Association: The state life insurance guaranty association works to guarantee the safety of all Kentucky Life Insurance coverage, even in the face of an insolvency by a member life insurance company.

Kentucky Life Insurance Company Ratings: AM Best is the most prominent ratings company reviewing Kentucky Life Insurance Companies based on their ability to pay claims. At Life Insurance.Net we work only with A and A+ rated life insurance companies.

Here is a complete list of the State Departments of Insurance

Learn more about our wonderful state. Check out Netstate’s Kentucky State Almanac

Our life insurance agents service all communities in Kentucky including:

  • Louisville
  • Lexington
  • Bowling Green
  • Owensboro
  • Covington
  • Frankfort

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