Indiana Term and Universal Life Insurance

Indiana State Life Insurance Resources

Life insurance is a contract between you and an insurance company and is a way to protect your family in case of your death, by providing funds to pay outstanding bills, taxes and income loss. Under a Term Life contract, the insurance company promises to pay your beneficiaries a sum of money in the event that you die within a period of time defined in the contract (such as 5, 10, 15, 20 or 30 years). Under a Permanent Life contract, a portion of the money you pay in premiums is invested in a fund that earns interest on a tax-deferred basis. Over time, your policy will accumulate a “cash value” that you can use. For instance, you can borrow against the value of your policy. Moreover, you can design a Permanent Life contract that will accumulate enough cash so as to be “paid up” by a certain age (e.g., “Paid Up Age 65”). To learn more, you can get Indiana Term and Universal Life Insurance.

Indiana Department of Insurance  – The state insurance department website includes consumer and licensee resources including a listing of all licensed life insurance agents and companies which make up the insurance industry.


Indiana Life & Health Insurance Protection Association: The state life insurance guaranty association works to guarantee the safety of all coverage, even in the event that aan insurance company becomes insolvent.

Indiana Company Ratings: AM Best is the most prominent ratings company reviewing Indiana Insurance Companies based on their ability to pay claims. At Life Insurance.Net we work only with A and A+ rated life insurance companies.

Here is a complete list of the State Departments of Insurance

Learn more about our wonderful state. Check out Netstate’s Indiana State Almanac

Our life insurance agents service all communities in Indiana including:

  • Indianapolis
  • Fort Wayne
  • Evansville
  • South Bend
  • Hammond

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