Estate & Pension Plans, Inc.

LIFEINSURANCE.NET

FIRM: Estate & Pension Plans, Inc.

CONTACT: David B. Goldfarb, C.L.U. Certified Family Business Specialist

AREA: Michigan, Ohio, Illinois, Wisconsin, Maryland, Tennessee, Kentucky, North Carolina, Indiana, Florida

STAFF: Qualified Retirement Plan design and full administration, Estate Plan design and administration, Business succession plans (especially for Family Businesses).

EXPERTISE: Qualified Retirement Plans (401(K), Profit Sharing, ESOP, Defined Benefit Pension, Money Purchase Pension) Design and full administrative services 'soup to nuts' Family Business Succession plans (to successfully get it to the next generation) Estate Plan design and administration especially for Family businesses, Closely held companies and key executives

SERVICES: Qualified retirement plan services have fees. Family Business and Estate plan work avoid fees if we provide financial products that may be needed (only if financial products are called for). We do extensive fact finding to individually design the appropriate plan(s). Then, we keep the plan(s) up to date with any client or law changes. We desire 'lifetime' clients. Those who wish an advisor who is Professional and who keeps in touch reularly.

EDUCATION: B.A. Risk and Insurance Michigan State Univ., Chartered Life Underwriter, The American College (10 graduate level cources in finance and insurance), Certified Family Business Secialist, The American College (3, 5 day sessions on campus in Bryn Mawr, PA spent focussing on specific Family Business financial and cultural issues, Graduate level studies) All American College designations required ethical & professional reviews.

CERTIFICATIONS: Chartered Life Underwriter (CLU) Certified Family Business Specialist MassMutual Pension Specialist Licensed Life Insurance Counselor

REFERENCES: Terrence DeWeerd, Decker Manufacturing Co. Timothy Levy, Industrial Steel Treating Co. Wayne Watters, CPA, Drake, Watters & Brieger Clyde Mauldin, LaFlamme & Mauldin William Kantor, Jackson Iron & Metal Craig Zwick, Automotive Service Co. Larry Tanner, Surfinco

ADDRESS: 507 W. Michigan Ave. Jackson, Michigan 49201 (Mail to:P.O.Box 826, Jackson, MI 49204-0826)

PHONE: (517)787-1054

FAX: (517)787-7287

WEBSITE:

EMAIL: MrPensions@aol.com

OUR MISSION: I represent the third generation in our office. My career started in 1976.