Archive for the ‘Local Life Insurance Agencies’ Category

Montana Term and Universal Life Insurance

Montana Life Insurance Resources Term Life Insurance pays a specific lump sum to your designated beneficiary if you die within the period covered by the Montana Term and Universal Life Insurance policy. The policy protects your family by providing money they can invest to replace your salary, and to cover immediate expenses incurred by your […]

Maryland Term and Universal Life Insurance

Maryland Life Insurance Resources Whole Life Insurance is permanent Maryland Term and Universal Life Insurance protection for your entire life, usually to age 100. A Whole Life policy is contractually guaranteed not to lapse, provided that you pay sufficient premiums each year to keep the policy in force. Besides permanent lifetime insurance protection, Whole Life […]

Minnesota Term and Universal Life Insurance

Minnesota Life Insurance Resources Universal Life (UL), also called “Flexible Premium Adjustable Life Insurance,” entered the Minnesota Term and Universal Life Insurance market in the early 1980s as a more flexible version of Whole Life Insurance. Like Whole Life, UL features a savings element that grows on a tax-deferred basis. A portion of your premiums […]

Iowa Term and Universal Life Insurance

Iowa Life Insurance Resources Universal Life Insurance allows you to choose from two death benefit options. Option A pays the death benefit out of the policy’s cash value; the more cash value you build up means the company is on the hook for less insurance (and therefore costs less). Option B pays the face amount […]

Mississippi Term and Universal Life Insurance

Mississippi Life Insurance Resources Survivorship Policies Survivorship life insurance insures two people, usually a husband and wife, and provides a death benefit to the beneficiaries at the death of the second insured. These plans are primarily designed to provide cash for estate taxes or for business costs that must to be paid after both insureds […]