Archive for the ‘Life Insurance by State’ Category

Wyoming Term and Universal Life Insurance

Wyoming Life Insurance Resources Life insurance is a contract between you and an insurance company and is a way to protect your family in case of your death, by providing funds to pay outstanding bills, taxes and income loss. Under a Term Life contract, the insurance company promises to pay your beneficiaries a sum of […]

West Virginia Term and Universal Life Insurance

West Virginia Life Insurance Resources Term Life Insurance is temporary life insurance protection for a specific period of time. Think of it as “plain vanilla” or “pure” life insurance protection. The premium on a Term policy is low compared to other types of life insurance because it builds no cash value; you pay only for […]

Virgina Term and Universal Life Insurance

Virginia Life Insurance Resources Whole Life Insurance is permanent life insurance protection for your entire life, usually to age 100. A Whole Life policy is contractually guaranteed not to lapse, provided that you pay sufficient premiums each year to keep the policy in force. Besides permanent lifetime insurance protection, Whole Life Insurance features a savings […]

Utah Term and Universal Life Insurance

Utah Life Insurance Resources Universal Life (UL), also called “Flexible Premium Adjustable Life Insurance,” entered the life insurance market in the early 1980s as a more flexible version of Whole Life Insurance. Like Whole Life, UL features a savings element that grows on a tax-deferred basis. A portion of your Utah Term and Universal Life […]

Arizona Term and Universal Life Insurance

Arizona Life Insurance Resources When you apply for a large amount of Arizona Term and Universal Life Insurance—typically considered a jumbo case—you will usually need to provide some personal financial information. A jumbo case is different from insurer to insurer. It can be as small as $1 million or may need to reach $5 million […]