Alaska Term and Universal Life Insurance

Alaska Life Insurance Resources

Universal Life Insurance allows you to choose from two death benefit options. Option A pays the death benefit out of the policy’s cash value; the more cash value you build up means the company is on the hook for less insurance (and therefore costs less). Option B pays the face amount stated in the contract, plus any cash values you accumulated over the years (costs more). Many UL policies today offer a no-lapse guarantee: as long as you pay the minimum designated premium, the policy will stay in force to age 100 (or even to age 120). However, paying the minimum guaranteed premium is rarely sufficient to build up significant cash values. Please visit Alaska Term and Universal Life Insurance to learn more.

Alaska Department of Insurance:   The state insurance department website includes consumer and licensee resources including a listing of all licensed life insurance agents and companies which make up the Alaska Life insurance market.


Alaska Division of Insurance Life Insurance Producer Database – A searchable database of more than 20,000 entries of licensed sellers of Alaska Life Insurance.

Alaska Life & Health Insurance Guaranty Association: The state life insurance guaranty association works to guarantee the safety of all Alaska Life Insurance coverage, even in the face of an insolvency by a member life insurance company.

Alaska Life Insurance Company Ratings: This company provide ratings for Alaska Life Insurance Companies based on their ability to pay claims. At Life Insurance.Net we work only with A and A+ rated life insurance companies.

Here is a complete list of the State Departments of Insurance

Learn more about our wonderful state. Check out Netstate’s Alaska State Almanac

Our life insurance agency services all communities in Alaska including:

  • Anchorage
  • Fairbanks
  • Juneau
  • College
  • Sitka

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