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Quick Fact: Face Amount - The dollar amount to be paid to the beneficiary when the insured dies. It does not include other amounts that may be paid from insurance purchased with dividends or any policy riders.

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Quick Fact: Underwriting - The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged. The process includes rejection of unacceptable risks.

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Quick Fact: Guaranteed Insurability- An option that permits the policy holder to buy additional stated amounts of life insurance at stated times in the future without evidence of insurability.

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